Gateway Personal Pension Scheme (For Individuals)

A Gibraltar Pension for Gibraltar Residents

Gateway Personal Pension Scheme (Gateway Personal) is established under trust and designed specifically for Gibraltar individuals who wish to contribute, or have their employer contribute, to a Gibraltar personal pension scheme for future retirement planning. Gateway also provides the option to consolidate previous employers’ and personal pension schemes.

Gateway Personal Key Features:

• Flexibility Upon Retirement: No requirement to purchase an annuity, choice of retirement lump sum and income options
• Succession Planning: Any remaining fund on death can be used to provide a pension for a spouse and/or dependant
• Tax Relief on Contributions: Contributions can be made by you and/or your employer into your Gateway Personal Pension fund with tax relief available*
• Consolidation: Gateway Personal is a cost and tax efficient means of holding all pension arrangements under one roof with the option to consolidate previous pension schemes
• Portability: Your Gateway Personal Pension fund can be transferred to another pension arrangement with ultimate approval sought from the Gibraltar Commissioner of Income Tax
• Investment Choice: Gateway offers a range of investment options designed to meet your retirement goals
• Online Access: View your latest fund value, review and switch your investments online at any time

*For Gibraltar residents, tax relief on member contributions will be awarded as set out in the Income Tax (Allowances, Deductions And Exemptions) Rules, 1992.

Gateway Personal is approved by the Gibraltar Commissioner of Income Tax under the
Income Tax Act 2010.