Erica Power
Director - Gibraltar
Head of Pensions Business Development
We offer a range of services to international occupational retirement benefit schemes including international pension plans (IPPs). From pension trusteeship to administration and actuarial services, we provide the specialist pension expertise, consultancy and third-party governance you need for your international company pension scheme.
Whether you have (or are looking to implement) a bespoke Isle of Man corporate pension scheme and need third party governance and / or administration services, or you are an Isle of Man company looking to facilitate a group personal pension scheme for your Isle of Man employees, we offer a range of options.
We offer a choice of solutions for Gibraltar employers looking to provide pension benefits for their employees which comply with the Gibraltar Private Sector Pension Act 2019.
Enjoy the flexibility of setting up your own Isle of Man personal pension plan, administered by our professional team who deliver a dedicated service from our Douglas headquarters. We offer various solutions depending on the complexity of your situation, from simple pension plans to bespoke pension schemes to meet your unique situation and requirements.
We offer retirement benefit savings plans for individuals based almost anywhere in the world; the most appropriate for you will depend on several factors including your jurisdiction of residence, your intended place of retirement, and the assets you wish to include within your savings plan.
Looking for a pension scheme designed specifically for Gibraltar residents? Established under trust in Gibraltar, Gateway Personal is designed for individuals who wish to contribute, or have their employer contribute, to a Gibraltar personal pension scheme for future retirement planning.
All pension schemes are required to have at least one trustee who is 'independent' of the employer. Our experience of all aspects of pension schemes means that we are expertly positioned to act as independent pension trustee.
We provide a full range of administrative services to a varying range of pension schemes in the Isle of Man. Some of these schemes also include members based in the UK, Jersey and Guernsey.
Our actuarial services include Scheme Actuary appointments, the provision of regular funding valuations and advice for corporate pension schemes. We also produce accounting disclosures compliant with appropriate standards and provide a wide range of consultancy services to schemes and trustees.
Our offshore consultancy practice is dedicated to the actuarial, risk management, product and operational needs of the international insurance industry. We provide a complete range of actuarial, risk management and life consultancy services.
When something in life changes (address, marriage, children, email address….), advising your pension administrator will help to avoid delays, ensure smooth communication and most importantly, protect your benefits.
International Pension Plans (IPPs) provide a simplified, centralised and consistent way for global employers to support employees to save for their retirement, wherever in the world they are based (subject to local legislation).
Expert speakers from the Isle of Man Pensions Governance Conference 2025 provide written responses to the unanswered questions from the day.
John Batty gives a high-level pensions perspective of the UK Budget delivered by Rachel Reeves on Wednesday 26 November 2025.
Boal & Co has announced its sponsorship of Gibraltar Cricket to support the growth and development of youth cricket across Gibraltar.
Boal & Co was established in the Isle of Man in 1995, which to this day remains Boal & Co's Headquarters.
Boal & Co expanded into Jersey in 2015 following the acquisition of Zurich Insurance Group's Jersey-based trust business, Zurich Trust Limited.
Boal & Co was established in Gibraltar in 2013, marking significant extension of Boal & Co's offering to expatriate clients and advisers globally.
Boal & Co’s Malta offering can be suitable for individuals tax resident in the EEA and looking to transfer their UK pensions or existing QROPS.
Leading by example, Helen's efficiency and attention to detail in the delivery of financial reporting and board management is reflective of Boal & Co’s approach to servicing our clients. Karen Kelly, Group General Manager, Boal & Co
Leading by example, Helen's efficiency and attention to detail in the delivery of financial reporting and board management is reflective of Boal & Co’s approach to servicing our clients. Karen Kelly, Group General Manager, Boal & Co
Chief Financial Officer
Group Finance & HR
Helen joined Boal and Co in 2018, bringing significant financial services experience and has responsibility for the company's financial operations, planning and strategy.
Working closely with the CEO and management team, Helen drives the company’s financial planning, capital structure, vendor relationships and financial forecasting to support the group’s growth strategy and business objectives.
With more than 25 years' experience, Helen is a fellow of the Institute of Chartered Accountants having originally qualified as a chartered accountant with PwC on the Isle of Man. Prior to joining Boal & Co, she held key roles within the finance teams of a leading life insurer and two private banks on the Isle of Man.
Helen is a keen walker and regularly attends pilates classes.
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