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A flexible Gibraltar pension for long-term retirement planning.
Gateway Personal is a personal pension scheme designed specifically for Gibraltar residents who want to build retirement savings in a tax-efficient and straightforward way. Contributions can be made by you, your employer, or both, helping you grow your pension fund over time. The scheme also provides the option to consolidate existing personal and workplace pensions into one arrangement, making retirement planning easier to manage.
Everything you need to save, invest and plan for retirement.
- A Gibraltar personal pension established under trust for local residents
- Flexible retirement options with no requirement to purchase an annuity
- Gibraltar tax relief available on eligible contributions made by you and/or your employer
- Ability to consolidate previous personal and employer pension arrangements into one scheme
- A range of investment options to support your retirement goals
- Online access to view fund values and manage investments at any time
- Transferability to other pension arrangements, subject to the necessary approvals
Brochure & Application
Frequently asked questions.
Established and administered under trust in Gibraltar, Gateway Personal Pension Scheme (Gateway) is a domestic Gibraltar pension scheme designed for Gibraltar resident individuals. Gateway is approved by the Gibraltar Commissioner of Income Tax under the Income Tax Act 2010.
A personal pension scheme established under trust in Gibraltar, Gateway is designed specifically for Gibraltar individuals who wish to contribute, or have their employer contribute, to a personal pension scheme for future retirement planning. Gateway also provides the option to consolidate previous employers’ pension schemes.
Transfers into Gateway can be made from Gibraltar, Isle of Man, Jersey and Guernsey approved pension schemes, with prior approval from the Gibraltar Income Tax Office.
Contributions can come from several sources: • Personal contributions directly by you • Company contributions made by your employer • Transfers from other approved pension scheme(s) (subject to approval from the Gibraltar Income Tax Office) • In-specie pension transfers subject to prior consent from the Trustee and The Income Tax Office
While there are no lower or upper limits to the contributions you can make, the amount you decide to contribute will depend on your own personal circumstances. If you have any queries regarding your contribution amounts, please consult with your financial adviser.
Talk to us about Gateway Personal.
Want to know more about setting up your Gateway Personal? Contact us to get started.
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